Take Payments Online, By Link, or Over the Phone

Fast payouts • No contract • Simple 0.49% rate on UK personal cards

Accept payments even when the customer isn’t in front of you. Everything works instantly. No setup fees, no long-term commitments.

60-second signup.

What You Can Do With XEPAY Online Payments?

Payment Links

Send a secure payment link
by SMS, WhatsApp, email, or
social media.

Your customer pays in seconds.
Perfect for: deposits, invoices, quick orders, remote payments.

Virtual Terminal (MOTO)

Take payments over the phone using a secure browser-based terminal.

Perfect for: takeaways, bookings,
delivery businesses, professional
services.

Payment Links

Add a simple checkout button to your website or online store.

Perfect for: ecommerce, bookings,
event tickets,
orders.

Online Payments Pricing

0.49% on UK personal debit & credit cards

Online payments are included
free with every XEPAY account.

Use it as little or as much as you
like — cancel anytime.

What’s Included…

Start Accepting Card Payments Today

No contract. No commitment. 30-day risk-free trial.

Frequently asked questions

How do online payments work?

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What is the rate?

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Is there a monthly fee?

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Do I need a website?

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How secure is it?

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Does it work with my card machine?

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