Take Payments Online, By Link, or Over the Phone

Fast payouts • No contract • Simple 0.49% rate on UK personal cards

Accept payments even when the customer isn’t in front of you. Everything works instantly. No setup fees, no long-term commitments.

60-second signup.

What You Can Do With XEPAY Online Payments?

Payment Links

Send a secure payment link
by SMS, WhatsApp, email, or
social media.

Your customer pays in seconds.
Perfect for: deposits, invoices, quick orders, remote payments.

Virtual Terminal (MOTO)

Take payments over the phone using a secure browser-based terminal.

Perfect for: takeaways, bookings,
delivery businesses, professional
services.

Payment Links

Add a simple checkout button to your website or online store.

Perfect for: ecommerce, bookings,
event tickets,
orders.

Online Payments Pricing

0.49% on UK personal debit & credit cards

Online payments are included
free with every XEPAY account.
Use it as little or as much as you 
like — cancel anytime.

What’s Included…

Start Accepting Card Payments Today

Send

Create a link or open
virtual terminal

Pay

Customer pays in
under 10 seconds

Payout

Money arrives next
working day

No contract. No commitment. 30-day risk-free trial.

Frequently asked questions

Online payments allow customers to pay securely through your website, online store, or payment link. Once a payment is authorised, the transaction is processed securely, and the funds are transferred to your business account according to your settlement schedule.

XEPAY offers competitive and transparent pricing for online payments. Your transaction rate depends on your business requirements and processing volume. Contact our team for a personalised quote with no hidden charges.

We offer flexible pricing options to suit different business needs. Depending on the solution you choose, monthly fees may apply. Our team will clearly explain all costs before you get started, ensuring complete pricing transparency.

No. While online payments can be integrated into your website or online store, you can also accept payments using secure payment links, making it easy to take payments without a dedicated website.

Security is at the heart of every XEPAY transaction. Our online payment solution uses industry-standard encryption and secure payment technology to help protect customer data and provide a safe checkout experience.

Yes. If you already use a XEPAY card machine, you can combine it with our online payment solution to accept payments both in person and online, giving your customers more ways to pay while managing your payments through one provider.

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